2.If you're very sick, you might end up here (8)
3.Acronym for your yearly deductible (3)
4.You go to one doctor to get this so you can see a specialist (8)
6.Amount you pay before the insurance company covers a portion (10)
7.Day surgery, for example. Not requiring an overnight hospital stay (10)
9.You might see this person at a visit who is not your doctor. Your copay will be the same. (5)
11.The insurance companies formal drug list, usually issued annually or semi-annually (9)
14.Imaging done by a large machine. Hold your breath for this one (4)
16.Visit conducted by phone or computer, not in person (7)
17.Acronym for the 2014 law to provide coverage for more people (3)
18.Not quite an emergency, but also not routine (6)
19.Not covered, ever. As in a service or prescription you want (9)
20.Belonging to a group (6)
25.A doctor you visit who focuses on certain diseases and conditions (10)
27.Acronym for your main doctor under an HMO (3)