Welcome to WdC from "Newbie Welcome Wagon" !
You write some good financial plans that others would do well to emulate. Selling off the unneeded items was a good place to start. If your wages only went to pay for a caretaker for Cindy, then leaving your job to stay home would make sense. It would save money in the long run. Getting rid of the gas guzzler was also wise. I applaud your refinancing to home fit a single income. to So many people live beyond their means and keep going by transferring bills from one credit card to the next. That reaches a point where it all tumbles down.
There is one thing I question. Tim spanks you. If I ever suggested such a thing to my wife, when I regained consciousness, if I regained consciousness, she would explain to me the error of my ways. I guess each family has their own rules and I will not judge them.
Have a few typos you may want to correct.
P1 Our daughter Cindy was embarrassed
comma after daughter and another after Cindy.
P9 I had felt sorry for TIm
Change the capital I in 'TIm' to lower case.
P11 In due time we had eased into
You could drop 'had'.
P11 Cindy was each family meeting soon other issues were addressed
Not sure what you are saying here. I think it might me Cindy started participating in family meeting and you began to address issues other than financial. If so:
Cindy attended each family meeting. Now that we were getting control of our finances, we began to address other issues.
P12 Since Time was the head
Tim instead of Time
P12 blamed by others who found out as being chauvinist
Need to rewrite.
P13 Time liked seeing
P15 Tim reluctantly agreed it would be easier to spank me by raising my skirt than dropping my pants
I need to let you know there are certain people that will have a fit when they read this. Expect all sorts of flac. Of course, it might be you wrote this for that exact puropose.
P16 Once Time had left for work
Tim drop 'had'
P16 But I might not we have a no excuse
P18 How many spanks I would receive for each
Playing with dynamite here.
P18 At my request Tim made a paddle to hang in every room
I have come to the opinion you are writing this in an attempt to cause a stir. You will discover most of the writers here are above falling for such an open trap.
P19 receive little to nothing in return
You may consider, 'received next to nothing in return.'
I congratulate you, Tim, and Cindy for freeing yourselves from the financial burdens. I have serious questions about the paddle system.