Moral, ethics, and religion, as you have said, do go hand in hand. I love how you point out the first two being a subset of religion, as religion bases its power over determining for us what is right and wrong.
I agree that without the knowledge of right and wrong, this world would be different, however not unlivable. Nature exists outside of human constructs, and each element in it forms an equilibrium resting on its own unspoken morals and ethics. The difference in nature is that they do not question right or wrong, nor abide by anything outside of instinct and experience.
I guess I'm just trying to say that in nature, it's not about needing formal knowledge to live the life they were given. We say we are superior and blessed to have the gift of intelligence, but it seems everybody wants to use it to solve mysteries and manipulate circumstance instead of accepting the life we have. We were given perfection and then we constantly ask what we can add to make it better. It's like saying 'Ya, but..' to God, who we are supposed to revere as the ultimate creator of the life we were given.
I hold fast to a belief in God, and this will not change. I do my best to be open minded and accept all religions in principle, but as you've pointed out, there is a lot of fundamentalism and sole partiality to one's own choice of religion. I will go as far as saying that in many cases, it would not be a choice at all, it seems too many are forced into religion, and therefore lose its benefits. I think the whole point of religion to me would be in creating and nurturing the belief itself, not in putting demands and guilt on people for being right or wrong.
Sorry, the above kind of strays from your point a little bit. I think that formal education would be extremely helpful in developing a higher respect of people and life, but because I was raised without such courses that you recommend, I also know that there is no better classroom than life itself. I think that society, although the largest contributing factor to my belief systems, should not be held responsible for my belief in what is right and wrong . And especially not responsible for my belief in love and God. These things should come from within.
And as I laugh at myself when I read that, I also believe the opposite. I learned to walk and talk by mimicking those around me, so how could I form a personal belief and understanding of right and wrong without doing the same? Its like a sick duality
Society gives us the options, experience should give us the answers. But once again, this is just my opinion, and I've been known to be wrong on more than one occasion!