Credit Card Declined

Did you ever have your card declined when you knew you were nowhere near your limit?

Credit Card Declined

         A new laptop with an AI chip to handle the accessibility features my aging body now demands -- voice commands, magnification, and live content organization to keep How We Think from dissolving into chaos -- finally at a price I could justify.
         And then the store rejected my credit card.
         I tried again. Another rejection.
         I knew I wasn't anywhere near the limit.
         What gives? Had the store profiled me -- decided this purchase was too many standard deviations above my usual household spending?
         It was a virtual card. Maybe that mattered.
         I switched to a physical card from a different company.
         Accepted instantly.
         My hypothesis snapped into place: a neat blend of vendor suspicion, statistical modeling, and a purchase that didn't fit my "pattern."
         A story that explained everything.
         I filled in the missing pieces myself, stitching together a causal chain from coincidence and timing. It felt right. It felt precise. It felt like understanding.
         It wasn't.