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I finally opened a savings account

Fidál (Grace), 11 Núr (Light), 167 BE – Tuesday, June 15, 2010 about 3:20 PM Pacific Time

Mom and I finally opened savings accounts. I don't think we would have did it, if Bank of America did not have a keep the change program. Mom and I use our debit cards a lot. When I make a purchase for $9.95, the bank transfers the remaining $0.05 to my savings account.

This means keeping close track of what I spend, but I do that anyway. I check the bank account at least once everyday. I know how much is in Mom's account and my account. I know when everything comes out and when the checks hit the bank. I'd rather work with a debit card because I can keep closer track of what I spend. When it comes to spending money, I have more difficulty keeping track of cash then the money in the bank.