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 |  I've maxed out. Closed this blog. |
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This is a way of making myself write something coherent and grammatically correct almost every day. I'm opinionated and need an outlet. I'm also prone to flights of fancy. Thanks for stopping by. |
| I have many levels of rants tonight. First, my company stayed with Blue Cross but went with a different company in a different state to save money. Our weekly payments went up. Our fees to specialists went up. The percent paid after the deductible went down. That's the beginning. The medical has a separate Prescription card which our Blue Cross company never did before. The Prescription card bears the name of a well-known drug store, even though it's insurance, not a drug store, and is good at any drugstore. Our employees thought it was an advertisement and threw it away! The average working people don't read all those lengthy letters and small print. So now they're paying full price until they can get replacement cards. I have bursitis in both shoulders. I have extreme pain in one of them, and can't close my car door. I have to use the opposite arm and reach across. The doctor hears clicking; I don't. He thinks I may need surgery, not a good option for me. But before he offers alternatives he wants a good picture from an MRI. The insurance will not approve an MRI for me until I have at least six weeks of physical therapy and another doctor evaluation afterward. So I have to suffer for six more weeks without medication or knowing what's really wrong with it. Then if I'm still suffering, I can get an MRI and let the doctor determine what things are available to relieve the pain and let me be productive again, if it's not too late. I'd rather not slowly turn into an invalid. But the insurance company says otherwise. |
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