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 |  I've maxed out. Closed this blog. |
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This is a way of making myself write something coherent and grammatically correct almost every day. I'm opinionated and need an outlet. I'm also prone to flights of fancy. Thanks for stopping by. |
| I think a lot of companies make things difficult for us on purpose. Insurance is number one. After you go to the remodeled hospital, for instance, that only offers private rooms, you get penalized by the insurance because there was a hospital with semi-private rooms within 50 miles. Everything needs to be pre-authorized or you get a 20% penalty for that. Not 20% of your normal part due, 20% of the total fee before the deductible and other non-payables. Nedicare? My father is on Medicare and I have tried for years to understand why he has to pay such a huge percentage of his medications, and gets cut off all together about September. They pay next to nothing. He has private insurance, and they pay next to nothing as well. He's pretty healthy with no major problems for someone in his late 80's; but what he pays out of pocket for medicine each year could support me for several months. We're only talking a cheap diuretic, blood pressure pills and several eye drops! I don't know if he's signed up properly or doing something wrong. Then there's the rewards you get from your bank, your charge card, or your cell phone. I have tens of thousands of points with each, and I've never used them. I can't figure them out. It looks like I would be buying merchandise I don't need for normal sale prices if I redeem these points. The ads make it look like I'm really missing out. But I'm afraid to use them. Then there's my cell phone. I don't get it. I use this expensive phone as a phone. Period. I don't text except to one person, and that's hardly ever. I keep it turned off. Today I figured how to turn a picture someone sent to my work computer from a cell phone. I wanted to use it in Publisher. When I finally risked some things, and it worked, I said "Hallelujah" out loud. I didn't think anyone heard me, but the boss was across the hall and laughed. I just explained that I figured out how to do "something". I'm sure everyone else does it all the time. This particular item doesn't fit in with the previous examples, since it doesn't involve money. And I did eventually solve it. But it was more thing over my head, |
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