Search where?

This Portfolio (gresyl)

All of Writing.Com

◄ February ► 2017
S	M	T	W	T	F	S
			1	2	3	4
5	6	7	8	9	10	11
12	13	14	15	16	17	18
19	20	21	22	23	24	25
26	27	28
Archive				RSS

Create New Item

Read & Review

Community

Browse By Type

Browse By Genre

Writing Resources

Saturday, Apr. 27, 2024

10:21am EDT

Members: 953

Guests: 2,406

Total Online: 3,359

Budgeting 101

by Wannabe

Rated: E · Book · Educational · #2111848

Make Cents out of Your Dollars

What is a budget? Do you budget? Have no idea how to budget? Need to find out about budgets?

Show Recent Comments

10 Most Recent Blog Comments:

Nada

May 24, 2017 at 10:57am
In response to "Invalid Entry"

I am smiling at your advice.

Elycia Lee ☮

Apr 27, 2017 at 2:29am
In response to "Invalid Entry"

Wannabe

Apr 27, 2017 at 2:22am
In response to "Invalid Entry"

Thanks Elycia - I know it worked really well for my kids, as well as other parents that I talked about it to.

1 Like

Elycia Lee ☮

Apr 26, 2017 at 1:19am
In response to "Invalid Entry"

I like this entry a lot. It's very well written and yes, I think saving 50% and spending 50% is a very good principle to be imparted to your child.

Elycia Lee ☮

Apr 25, 2017 at 9:13pm
In response to "Invalid Entry"

Thanks, greysyl. I have been paying small amounts every month cause the bank has been reminding me. It's just not fast enough and I just want to get done and over with it. I get 10% interest every month. It's still okay.

Wannabe

Apr 25, 2017 at 9:09pm
In response to "Invalid Entry"

Hi Elycia it might be worth it to obtain a copy of your credit report. Even if you have cancelled your cards if there was an outstanding balance on your card the lender will still have to maintain their reporting on your credit standing. If you are making regular payments even if they are small, this would count in your favour. The end result is you want them to continue to do the reporting and especially the final reporting once you have paid your bill in full to show 'Paid in full as agreed' and this will definitely improve your score.

The other thing to keep in mind with creditors is you always want to pay something even if it is only $5 or $10 a month. As long as you continue to make regular payments there is no legal action that they take on you for non-payment. They could however offer you a settlement amount to clear your account and this is generally less than your current amount owing, or it could be a freeze on interest accumulating.

Keep your chin up girl, there are better days ahead, you just have to keep going forward!

Elycia Lee ☮

Apr 25, 2017 at 4:38am
In response to "Invalid Entry"

This is a very interesting post. For me, I don't think I have a positive credit rating. I cancelled my credit card but I'm still in debt. Too many commitments in life now. It used to be so easy to pay up. Now, everything just keeps snowballing at me.

Wannabe

Apr 9, 2017 at 2:55pm
In response to "Invalid Entry"

Mary Ann MCPhedran

That's awesome - love those kind of days :)

Wannabe

Apr 9, 2017 at 2:54pm
In response to "Invalid Entry"

akaluv I agree living on a budget doesn't always work out, but if you stay consistent with it eventually the bugs work out and all is good.

Mary Ann MCPhedran

Apr 9, 2017 at 1:58pm
In response to "Invalid Entry"

Thank you for reading and family always help as for instance just been for Sunday lunch with my son and daughter their treat. Haha no bad day out.

1 Like

#905376

Paper Method - Do You Use It

February 23, 2017 at 8:52pm

Recently corresponding with an individual who resides in a remote and somewhat destitute area, who was trying to assist the community with a helpful get started budget plan. It was a good plan, and solid advice to any that took the time to read it, and perhaps a few did go forward and create their plan. But it does bring up an interesting comparison, when we look at not what kind of budget do you have, but what tools you use to create a budget. Over the years I have seen budgets written o... [Read more]

Printed from https://www.writing.com/main/books/item_id/2111848-Budgeting-101/day/2-23-2017

Site Links:

Resources:

Need help?

Please post questions in
our support forum.

Places of Interest: Unique Wedding Invitations for unique wedding needs. Color Copiers found here.
Baby Names can be hard to pick. Hands-free hygenic toilet seats covers. Dramatic Music rocks.
Vampires are people too. Write Poetry here. Try this Stock Market quiz.
Teaching is a noble job. Get info on Tax Refunds.

All Writing.Com images are copyrighted and may not be copied / modified in any way.
All other brand names & trademarks are owned by their respective companies.

Generated in 0.28 seconds at 10:21am on Apr 27, 2024 via server web1.