Anecdotally, I know a lot of families who are in the first group (i.e., uncertainty causing them to pull back their spending), and choosing to stay close to home for their holiday plans this year.
The first thing that popped into my mind was the wish, "Happy. Happy. Happy. Happy. Dead." That's the way I want to go. If you prefer you can replace Happy with Healthy. Either epitaph works for me.
My second thought focused on the personality traits I was taught to look for regarding casual friends, special friends, and longtime partners. They are, in roughly this order:
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