... I agree and this is on the todo list. I've worked on it a few times in the past, it just doesn't seem to get finished ever.
We can't split it all up into various accounts like checking and savings
Well, actually, you can.
You can setup one or more Group Items to handle your fund separations...
Though you can't easily limit each ad, if you wanted to limit your advertising as a whole, then the group thing works good.
Create a Group Item with just yourself as a member. Then fund that group with some GPs... and add your bids via the group. The bids will work off the group's GP account, not your own... So if you only want to spend 100k on ads in a given period, that's all you'd send to the group's GP account.
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